YA 2025

Private retirement scheme & annuity

Contributions to an approved Private Retirement Scheme (PRS) and deferred-annuity premiums qualify for up to RM 3,000 in YA 2025. The provider must be approved by the Securities Commission; ordinary savings, unit trusts and shares do not qualify.

Relief limit
RM 3,000
Claimable for
Self

What qualifies

  • PRS contributions with a Securities Commission-approved provider
  • Deferred-annuity premium payments

What does not qualify

  • Regular savings accounts
  • Non-PRS unit trusts
  • Stock investments