YA 2025

Medical expenses

A combined RM 10,000 relief covers medical expenses for yourself, your spouse and your children in YA 2025. Serious-disease and fertility treatment can use the whole pool; within it, vaccinations, dental and full check-ups are each capped at RM 1,000, and learning-disability treatment for a child at RM 6,000.

Relief limit
RM 10,000 (combined)
Claimable for
Self, Spouse, Child

What qualifies

  • Serious-disease treatment (cancer, kidney failure, heart disease, etc.) — shares the RM 10,000 pool
  • Fertility treatment for self or spouse
  • Vaccinations — sub-limit RM 1,000
  • Dental examination & treatment — sub-limit RM 1,000
  • Full medical check-up / mental health examination — sub-limit RM 1,000
  • Learning-disability assessment & intervention for a child ≤18 — sub-limit RM 6,000

What does not qualify

  • Cosmetic surgery and cosmetic dentistry
  • General supplements not prescribed by a doctor

Good to know

  • The total of ALL medical sub-categories cannot exceed RM 10,000 combined.
  • Once the parent pool is exhausted, no further medical claims even if a sub-limit is unused.