YA 2025
Life insurance & EPF
In YA 2025 you can claim up to RM 4,000 for mandatory EPF/KWSP contributions and a separate RM 3,000 for life insurance premiums or family takaful contributions. Employer contributions and general insurance do not qualify.
- Relief limit
- RM 4,000 + RM 3,000
- Claimable for
- Self, Spouse (life insurance)
What qualifies
- Mandatory employee EPF/KWSP contributions — up to RM 4,000
- Life insurance premiums / family takaful — up to RM 3,000
What does not qualify
- Employer’s contribution portion
- General insurance (car, home), medical or travel insurance