YA 2025
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Education & medical insurance
Premiums for education or medical/health insurance qualify for up to RM 4,000 in YA 2025 for self, spouse or child — increased from RM 3,000 in YA 2024. Standalone life, travel and personal-accident insurance do not qualify.
- Relief limit
- RM 4,000
- Claimable for
- Self, Spouse, Child
What qualifies
- Medical card / health / hospitalisation insurance premiums
- Critical-illness insurance and medical takaful
- Education insurance policies for a child
What does not qualify
- Standalone life insurance
- Travel insurance
- Standalone personal accident
Good to know
- Increased from RM 3,000 (YA 2024) to RM 4,000 (YA 2025).